I remember the days when I had just started working and was clueless aboutinvestments. All my salary was spent on my so-called “assets”, my shoes, bags, and clothes. How I wish I had paid more attention to creating my own personal wealth. Well, recent World Bank employment data suggest that India has a declining share of women in employment. There are many reasons and one very important factor is marriage and childbirth. It has been observed that working women tend to quit or take a break at the time of childbirth.
To my mind, for women to create wealth is very important to
- Start investing early. As women tend to have shorter career span it is important to start investing as soon as you start working. This will ensure that you will have financial security and freedom if you choose to not work or take a break.
- Understand no amount invested is small. You can start mutual fund SIPs with as small an amount as Rs 500. I recently helped a young, 25 year old school teacher start her first monthly SIP of Rs 5,000. An amount which looks small but if invested regularly will make her a crorepati even before she turns 40!
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